Bank loan from Good Finance
This bank offers non-purpose consumer credit, you can use your money for anything without restrictions. The bank will lend you 50000 – 600 000 USD. See the terms of this loan.
Bank loan from Good Finance – conditions
One of the many banks in the Czech Republic providing consumer loans and loans is Good Finance. Her CitiLoan for Anything is intended for ordinary citizens who need to get money for various expenses (buying a car, paying various expenses, etc.).
CitiLoan is provided in the amount of 50 – 600 thousand crowns. The maturity of this loan can range from 24 to 72 months (ie 2 to 5 years). The minimum interest rate for this loan is set at 10.99%.
The main conditions of the loan from Good Finance include a minimum age of 25 years (which is a bit different from other banking and non-banking companies where usually a minimum age of 25 years is sufficient). For some business professions, Good Finance even requires a minimum age of 30 years.
The Bank provides loans not only to employees but also to self-employed persons. Beware, however, that if you are a self-employed person, you must fall into one of the professions that the bank accepts. And these are: lawyer, lawyer, notary, doctor, dentist, veterinarian, pharmacist, architect, accountant. If you are self-employed and do not fall into any of these categories, you must use one of the Bank’s other loan products that are designed specifically for business.
Another condition for obtaining a loan from Good Finance is a minimum or net monthly income of 20000 USD (if applying for a loan with a spouse or another classmate, then a minimum income of 15000 USD is sufficient (together with the other applicant but your total net monthly income must be at least $ 100))).
E-Money from Good Finance – fees
Good Finance charges a loan approval fee of 1% of the total loan amount. The minimum is 600 USD, the maximum is 6000 USD. In addition, the Bank charges an annual fee for the management of the loan of USD 588. No additional fees or the need to maintain a bank account with Good Finance are required.
Good Finance charges a fee of 1% of the amount paid for early repayment of the loan. At least, however, the early repayment of the Good Finance loan will cost you USD 2,000. If you apply for early repayment in the last repayment year, the fee will be lower (0.5% or 2000 USD).
Loan details – Loans for anything Good Finance:
Please note: All information and data in this overview are for information purposes only and are valid as of the date of publication. On the basis of these data, no loan or credit can be required from any of the referenced entities. If you encounter any errors or inaccuracies in the information provided, please contact us via the contact form.